Free
$0
Free for as long as you use it
- One envelope budget
- Up to 3 accounts
- 1 savings goal and 1 debt goal
- 1 split group, up to 5 people
- 5 new split expenses a month
- Download all your data any time
Pricing
Free to start. Premium when you want more.
Budget, track and split bills on the free plan for as long as you like. Premium removes the limits.
Best value · Save 33%
Premium yearly
$5.99/month
$71.88 CAD billed once a year, plus GST/PST
- Everything in Free
- Unlimited savings and debt goals
- Up to 25 accounts and 10 budgets
- Up to 10 split groups, 20 people each
- Unlimited split expenses
- Up to 3 shared budgets with a partner or family
- Debt payoff planner
- Spreadsheet (CSV) export of your transactions
Premium monthly
$8.99/month
$8.99 CAD billed every month, plus GST/PST
- Everything in Premium yearly
- Pay month to month
- Switch to yearly any time
Already have an account? Choose a plan in Settings → Premium. Prices in Canadian dollars, before tax: GST/HST and PST for your province are added at checkout and shown before you pay. Plans renew automatically until you cancel, and you can cancel any time in two clicks. Payments are handled by Stripe; SpendWise never sees your card.
Beta testers
3 months free, then $29.99 a year
Thank you for helping shape SpendWise. If you have a beta tester code, enter it in Settings → Premium. You get every Premium feature free for 3 months, and after that it's $29.99 CAD a year (plus tax) instead of $71.88.
- You add a card at checkout, but nothing is charged for 3 months
- We email a reminder before the free period ends
- Cancel before then and you pay nothing
- One code per account
Questions
About paying
Why is yearly shown as $5.99 a month?
That's what the yearly plan works out to per month. You pay $71.88 CAD once, at the start of each year. The monthly plan is $8.99 every month, so yearly saves you about 33%.
Is tax included?
No. Prices are before tax. GST or HST, and PST where your province charges it on digital services, are worked out from your billing address and added at checkout. You see the full total, tax included, before you pay, and every receipt lists the tax separately.
Can I cancel?
Yes, any time, from Settings → Premium → Manage billing. Premium stays on until the end of the period you've paid for, and your data stays exactly as it is on the free plan.
What happens to my data if I go back to Free?
Nothing is deleted. If you're over a free limit (say, four accounts), everything stays visible; you just can't add more until you're under the limit or upgrade again.
Do you offer refunds?
If something went wrong with a charge, contact us from Help & Support in the app and we'll make it right.
Try it free first
Sign up in seconds with Google or email. No card needed for the free plan.